FAQ #1222 Diff

For information about protecting different elements of cardholder data (CHD), please refer to the tables provided in the "PCI DSS Applicability Information" section in the PCI DSS. The tables illustrates that, if cardholder name, service code, and/or expiration dateNo. Only the Primary Account Number (PAN) must be rendered unreadable when it is stored, in accordance with Requirement 3.5.1. Other elements of cardholder data, such as cardholder name, expiration date, or service code, do not need to be rendered unreadable, even if stored with the PAN.

However, if these elements are stored, processed, or transmitted with the PAN, or are otherwise present in the cardholder data environment (CDE), they must be protected in accordance with applicablethe PCI DSS requirements .

This means that all applicable PCI DSS requirements, such as firewalls, patches, anti-virus, access controls, policies and procedures, etc., must be applied for protection of those cardholder data elements. However, only the PAN itself must be rendered unreadable in accordance with Requirement 3.4.

If these other elements of cardholder data (that is, cardholder name, expiry date and/or service code) are present without any PAN, then PCI DSS would not apply to those elementsapplicable to cardholder data.— such as network security controls, access controls, vulnerability management, and other security measures.

Please refer to the “PCI DSS Applicability Information” section of PCI DSS v4.0.1 for more details.