EMVCo Newsletter: Q3 2025

Message from the Chair of the EMVCo Board of Managers Following extensive engagement with industry stakeholders, Q3 2025 saw EMVCo release a draft document describing an interoperable open payment solution for electric vehicle (EV) charging. The document outlines how EMV® Secure Remote Commerce (SRC) technology – which simplifies the digital payment process to help make it more consistent, convenient and secure – can be used to integrate EMV-based payments at EV charging stations supporting Plug and Charge.  EMVCo also announced a joint initiative with CharIN E.V. The project focuses on enabling interoperable ISO 15118 Plug & Charge systems to accommodate EMV-based open card payments.  EMVCo has also updated the EMV 3-D Secure (EMV 3DS) White Paper to help banks, solution providers and merchants optimise the EMV 3DS payment authentication experience. This is part of our wider programme of work to make the EMV 3DS Specifications and supporting documentation easier for stakeholders to access and consume.   As we move into Q4 2025, we look ahead to this week’s Board of Advisors Meeting in Charleston, USA,  where we will be discussing key strategic priorities for our organisation. These include EMV SRC, Electric Vehicle Open Payments (EVOP), Payment Tokenisation, EMV 3DS, Biometric on Card, and Digital Identity. There will also be a presentation from EMVCo Associate Bank of America, hosted by Jeff Bohlin, Director of Payment Solutions, a presentation by James Rendell, Chief Technology Officer at Arcot – Broadcom Payment Security Division, and a session by guest speaker Christina Hulka, Executive Director of the Secure Technology Alliance. EMVCo Associates can also join us in November 2025 for our Technical Meeting in Vienna, Austria, to provide their expert input to specification development activity. This will be followed by a Special Interest Meeting from the Terminal Testing Group on the Relay Resistance Protocol (RRP).   I look forward to engaging with you all during my time as Chair and would also like to take the opportunity to thank my predecessor Soumya Chakrabarty for his leadership over the last 12 months. As always, we’ve detailed below a summary of EMVCo news, technical updates and activities from the last quarter, and highlighted the latest educational resources available to support understanding of EMVCo’s work. We encourage you to share this newsletter with your colleagues and industry peers. Mark Rigby Chair of EMVCo Board of Managers, 2025-26 Upcoming Meetings Associates can register for the following sessions via the EMVCo website. Board of Advisors Meeting, 21-22 October 2025, Charleston, USA Technical Meeting, 17-20 November 2025, Vienna, Austria Special Interest Meeting on RRP, 20 November 2025, Vienna, Austria Not yet an EMVCo Associate? Find out more about how to participate. News EMVCo Requests Feedback on Electric Vehicle Open Payments Solution Following review from EMVCo Associates and Subscribers, the EV Open Payments Use Case document was published for initial public review on 04 August. An updated version – incorporating feedback and comments from industry stakeholders – will soon be available for public review.   Learn more here. CharIN and EMVCo Launch Special Project to Advance Payment Solutions for EV Charging The new joint initiative – titled "New Payment Solutions" – brings together global industry leaders to discuss how EMV-based payments can work alongside ISO 15118 Plug & Charge systems in an open, secure, and interoperable way. The project is designed as a multi-phase effort and participants include original equipment manufacturers (OEMs), charging station operators (CSOs) and mobility operators (MOs). To request more information or explore how your company could be involved in the project, please reach out to Alexander Janissek at CharIN or Arman Aygen, Director of Technology at EMVCo. Learn more here. EMVCo Releases Version 2.0 of the EMV® 3-D Se